Vital Wealth Strategies

127 | The $100K Mistake Your Accountant Is Letting You Make with Chris Papin

What if the biggest opportunities to grow your wealth and reduce your taxes aren't found in what you're already doing, but in what you don't even know is possible yet? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Chris Papin, a rare triple-threat advisor who is a licensed attorney, CPA, and insurance producer, to unpack what high-level financial planning actually looks like when you connect the dots between tax strategy, legal structure, and risk management. Chris brings a forward-looking perspective that most business owners never get access to, helping entrepreneurs stop playing defense with their finances and start using the system to their advantage.
In this conversation, Patrick and Chris dive deep into why the traditional fragmented advisory model is quietly costing business owners hundreds of thousands of dollars, how to build clean financials that position your business for maximum value whether you plan to sell or not, and how to think about your time as your most valuable and non-renewable resource. Chris also shares the core concept behind his book 168 Hours: A Startup Business Guide That Respects Your Time, a practical framework for aligning how you spend your time with the life and business you actually want to build. If you've ever felt like you're working hard but leaving money, time, and opportunity on the table, this episode will change the way you think about your business.
Key Takeaways:
Siloed advisors (CPA, attorney, insurance) working independently can create costly tax and legal gaps in your financial strategy
Always start business planning with the end in mind, because knowing your exit strategy shapes every decision you make along the way
Clean, real-time financials aren't just for selling your business. They protect you, inform better decisions, and maximize your company's value at every stage
Doing your books after the fact is one of the most expensive mistakes a business owner can make, because reactive accounting costs far more than proactive planning
Internal financial controls and payroll oversight aren't optional. Small leaks compound quickly and trusted employees are often the ones responsible
Everyone gets the same 168 hours per week, and the difference between struggling and scaling is how intentionally you allocate them
Leverage through systems, people, and capital is the only way to grow without simply trading more time for more money
Conscious decision-making around capital can be the difference between building long-term wealth and staying stuck
Episode Resources:
📗 168 Hours: A Startup Business Guide That Respects Your Time: papinspeaks.com
🌐 Papin CPA Official Website: papincpa.com
🎤 Papin Speaks: papinspeaks.com
🔗 Chris Papin on LinkedIn: Chris Papin | LinkedIn
🛠️ Vital Wealth Resources Vault: vitalwealth.com/resources
❓ Submit a Listener Question: vitalstrategies.com/questions
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
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Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

126 | You've Optimized Everything… Except This

What if you applied the same data-driven thinking you use to evaluate a business acquisition to the most examined claim in human history? In this solo Easter episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan steps outside the usual conversation on taxes, wealth, and optimization to tackle a question that even the most disciplined high-performers tend to leave unexamined, the historical case for the resurrection of Jesus Christ. Patrick isn't asking listeners to take a leap of faith. He's asking them to do what they do best: look at the evidence and follow it wherever it leads.
Drawing on manuscript history, Roman medical and military practice, and early eyewitness accounts, Patrick builds a case that is as methodical as it is compelling. He walks through the transformation of the disciples, the significance of the empty tomb, the early creed found in 1 Corinthians, and systematically dismantles every alternative explanation, from stolen bodies to mass hallucinations. Whether you've believed your whole life or never seriously examined the question, this episode will leave you with one unavoidable challenge: have you actually looked at it?
Key Takeaways:
The resurrection is a historical claim that can be examined with the same evidence-based framework used in business decisions
The New Testament has stronger manuscript support than most accepted works of ancient history
Roman crucifixion was designed to guarantee death, medical analysis of the biblical account confirms Jesus did not survive the cross
The empty tomb was never disputed by opponents who had every incentive to produce a body and end the movement
The transformation of figures like Paul and James, from opponents to devoted followers, demands an explanation
Every alternative theory (stolen body, hallucinations, legend) can explain part of the evidence, but none accounts for all of it
Staying neutral on this question is itself a decision, the evidence warrants an informed response
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

125 | How the Top 1% Actually Invest Their Money (It’s Not What You Think) with Tad Fallows

What if everything you’ve been told about investing, by your wealth manager, your bank, and even your financial advisor, is shaped more by their incentives than your best interests? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Tad Fallows, co-founder of Long Angle, a private peer community built exclusively for high-net-worth entrepreneurs and investors. Tad spent a decade building and exiting a software company, and when he suddenly found himself managing serious wealth, he discovered a startling gap: the people best positioned to help often had the most conflicts of interest. So he built something different, a no-selling, no-pitch community where members with $5M to $100M+ in net worth share real intelligence, access elite alternative investments, and make smarter decisions together.
In this episode, Tad breaks down the investment strategies that the ultra-wealthy actually use, and why most entrepreneurs are unknowingly leaving significant returns on the table. Listeners will learn why a 30% allocation to alternative investments (private equity, private credit, litigation finance, search funds, and even whiskey barrel financing) can dramatically improve portfolio performance and reduce volatility. Tad also reveals why traditional wealth managers have a structural blind spot when it comes to recommending the best opportunities, how illiquidity can actually be a behavioral advantage for long-term investors, and the little-known tax strategy (Private Placement Life Insurance) that can turn a 12% return into a near 11% net, instead of the ~6% most investors settle for after taxes. Whether someone is a recently exited founder or a high-earner navigating complex finances for the first time, this episode is a masterclass in building generational wealth with intention.
Key Takeaways:
The top 1% allocate roughly 30% of their portfolio to alternative assets, including private equity, private credit, and niche strategies most investors never hear about.
Traditional wealth managers have an AUM-driven conflict of interest that keeps clients away from the best-performing (and often unmanageable) opportunities.
Private markets offer higher alpha potential because they are less efficient but access and operator-quality diligence are everything.
Illiquidity is not just a tradeoff, it’s a behavioral advantage that prevents panic selling and compounds long-term returns.
Private Placement Life Insurance (PPLI) is a powerful tax wrapper that converts ordinary income from private credit into tax-deferred or tax-free growth.
Search funds, investing in an operator to acquire a small business at ~4x earnings and sell at ~10x have historically generated 30%+ IRR.
In private markets, manager selection matters more than deal selection, back the 2nd to 4th fund managers with $100M–$1B+ AUM.
Community-driven investing (like Long Angle) gives members access to institutional-level intelligence and deal flow without product pitches or conflicts.
Most entrepreneurs post-exit are overconcentrated, under-diversified, and missing the access and peer networks needed to optimize their wealth.
The S&P 500 is a solid baseline (~10% long-term return), but alternatives add diversification, non-correlation, and return enhancement for investors who are ready.
Learn More About Tad:
Long Angle (Tad’s peer investing community for HNW entrepreneurs): https://longangle.com
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

124 | Designed to Last: Why Most Entrepreneurs Take the Wrong Risks at the Wrong Time

What if the biggest threat to your success isn’t taking too much risk, but taking the wrong risk at the wrong time? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Michael O’Keefe to break down one of the most misunderstood concepts for entrepreneurs: how risk should evolve as your business grows. Together, they walk through a powerful four-stage framework that helps entrepreneurs align their decisions with where they are today so they can stop guessing and start building with intention.
Patrick and Michael explore how entrepreneurs can move from the all-in intensity of the build phase to protecting what they’ve created, multiplying their wealth through focus, and ultimately stepping into legacy with clarity and purpose. Along the way, they share real-world insights on avoiding costly distractions, building financial stability, and making smarter capital allocation decisions. If you’ve ever felt torn between growth and security, or questioned whether you’re making the right moves in your business, this episode delivers a clear roadmap for using risk as a strategic advantage instead of a liability.
Key Takeaways:
Risk for entrepreneurs should evolve across four stages: build, protect, multiply, and legacy
Taking the wrong risk at the wrong time can stall growth or destroy wealth
The build phase requires going all-in and prioritizing speed and revenue generation
The protect phase focuses on creating financial margin and avoiding lifestyle creep
The multiply phase demands focus and eliminating distractions to maximize business value
Passive investments should not pull time or energy away from your core business
The legacy phase shifts from ROI to impact, flexibility, and long-term wealth planning
An investment policy statement can help entrepreneurs stay disciplined with decisions
Cash reserves create both protection during downturns and opportunity during chaos
Long-term, consistent decision-making is the key to compounding success
Episode Resources:
Vital Wealth Resources: https://vitalwealth.com/resources
Submit a Question: https://vitalstrategies.com/questions
Vital Wealth Website: https://vitalwealth.com
The 4-Hour Workweek by Tim Ferriss
Die With Zero by Bill Perkins
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

123 | Why Smart Entrepreneurs Are Moving Millions into Opportunity Zones with Ashley Tison

What if you could legally defer, or even eliminate, capital gains taxes on the sale of your business, real estate, or investments? Many entrepreneurs spend decades building wealth only to see a large portion disappear to taxes after a major liquidity event. In this episode of the Vital Wealth Strategies Podcast, Patrick Lonergan explores one of the most powerful, and often misunderstood, tax strategies available to investors today: Opportunity Zones.
Patrick sits down with Ashley Tison, founder of OZ Pros and one of the leading experts on Opportunity Zone investing, to break down how this strategy works and why it has become a powerful tool for entrepreneurs, investors, and family offices looking to minimize tax drag and maximize long-term wealth. Ashley explains the evolution from Opportunity Zones 1.0 to 2.0, how investors can potentially defer taxes for years, reduce their tax liability, and even eliminate capital gains taxes entirely after holding qualifying investments long enough. They also discuss how Opportunity Zones can be used alongside other strategies like 1031 exchanges, estate planning, and business exits, giving entrepreneurs a smarter way to turn a taxable event into a long-term wealth building opportunity.
If you're planning to sell a business, real estate, or any highly appreciated asset, this conversation could fundamentally change how you think about capital gains and long-term investment strategy.
Key Takeaways:
Opportunity Zones allow investors to defer capital gains taxes by reinvesting gains within 180 days.
The updated Opportunity Zones 2.0 rules introduce rolling 5-year deferral periods and potential tax reductions.
Investors may receive up to a 30% tax reduction when investing in rural Opportunity Zones.
Holding an Opportunity Zone investment for 10+ years can eliminate capital gains taxes on the new investment growth.
Investors can create their own “captive Opportunity Fund” to control how and where their money is invested.
Opportunity Zones can be used alongside 1031 exchanges, estate planning strategies, and business exit planning.
Long-term investing inside Opportunity Zones can dramatically reduce tax drag and improve compounding returns.
Opportunity Zone investments can potentially eliminate depreciation recapture taxes in certain structures.
Episode Resources:
OZ Pros: https://ozpros.com
Opportunity Zone Podcast Resource Page : https://ozpros.com/podcast
Opportunity Zone Map : https://ozpros.com/map
Vital Wealth Website: https://www.vitalwealth.com
Opportunity Zones (IRS Overview): https://www.irs.gov/credits-deductions/opportunity-zones
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

122 | The Content Strategy That Can 10X Your Reach with Nathan Gwilliam

Can a podcast become one of the most valuable marketing assets your business ever builds? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with entrepreneur and digital platform builder Nathan Gwilliam, founder of Pod Up, to discuss how podcasting has evolved into a powerful growth strategy for entrepreneurs and CEOs. Patrick explores why podcasting has become such an effective way to build authority, develop relationships with influential people, and expand a company’s reach. Nathan shares insights from building large digital platforms that have reached hundreds of millions of users and explains why podcasting is no longer just about recording audio. Today, it is a full content marketing system that can generate social media content, blogs, video clips, and long-term audience growth.
Throughout the conversation, Nathan explains why many business owners struggle to launch a podcast and why most podcasts fail within their first few episodes. He breaks down the concept of “pod fade,” the common gap between effort and results that causes entrepreneurs to quit too early. Nathan also reveals how modern tools and systems can dramatically simplify podcast production, helping founders focus on what matters most: showing up, sharing their expertise, and building meaningful connections with their audience. For entrepreneurs looking to grow their influence, attract new opportunities, and build an audience they truly own, this episode delivers practical strategies and a compelling look at how podcasting can become a long-term business asset.
Key Takeaways:
Why podcasting has become one of the most powerful marketing strategies for entrepreneurs
The real reason most podcasts fail within the first 5 to 10 episodes
How CEOs can use podcasts to build authority and expand their professional network
Why inviting ideal clients to be podcast guests can create new business opportunities
How a single podcast episode can be repurposed into 8 to 12 pieces of content
The importance of owning your audience through email lists and your own website
How podcasting can become a long term revenue generating asset for entrepreneurs
The role of “passion marketing” in creating content your audience truly cares about
Learn More About Nathan:
https://whywebelieve.com/https://podcastingsecrets.com/https://podup.com/
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

121 | Stop Gambling on Startups: The Smarter Path to Business Ownership with Greg Mohr

What if the fastest path to business ownership wasn’t starting from scratch, but stepping into a system that’s already proven to work? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with franchise consultant and Wall Street Journal bestselling author Greg Mohr to unpack what franchising really looks like behind the scenes. Together, they explore how entrepreneurs can replace W2 income, diversify risk, and build scalable cash flow without reinventing the wheel. For high earners who feel stuck in income concentration or hesitant to gamble six figures on an unproven startup, this conversation offers a smarter framework.
Patrick and Greg break down the realities of franchise ownership, including semi-absentee models, funding options like SBA loans and ROBS structures, how to properly evaluate a franchise using the Franchise Disclosure Document (FDD), and what strong exit strategies look like. This episode is not about hype. It’s about strategy, due diligence, and building predictable income through proven systems. If you are serious about minimizing risk, accelerating cash flow, and building long-term wealth through business ownership, this conversation will reshape how you think about entrepreneurship.
Key Takeaways
Why franchising can accelerate business ownership compared to starting from scratch
The difference between brick-and-mortar and service-based franchise models
How semi-absentee ownership actually works
What to look for in the Franchise Disclosure Document (FDD)
How to evaluate franchise risk and turnover rates
Funding options including SBA loans and ROBS (401k rollover)
How franchise resale and exit strategies typically work
Why predictable cash flow is critical for long-term wealth building
Learn More About Greg:
Greg Mohr’s Website: https://franchisemaven.com
Greg Mohr Email: greg@franchisemaven.com
Episode Resources:
Rich Dad Poor Dad by Robert Kiyosaki
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

120 | The Tax Strategies The High Net Worth Use That CPAs Won’t Talk About with Michael Moffa

The wealth you’ve worked so hard to build could be eroded far more by taxes and lawsuits than by market volatility. In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Michael Moffa, Founder and President of Prosperity Tax Advisors and Prosperity Wealth Advisors, to discuss how entrepreneurs can shift from reactive tax filing to proactive tax strategy. Patrick, founder of Vital Wealth, leads a compelling conversation about why many business owners outgrow their CPA, how fragmented financial advice creates unnecessary risk, and why true wealth building requires coordination between tax planning, investment strategy, and asset protection.
Michael breaks down advanced but practical concepts including quarterly tax forecasting, liquidity event planning, short-term rental depreciation strategies, audit defense, entity optimization, and layered asset protection structures used by high-net-worth individuals. He also addresses the dangers of oversimplified social media tax advice and explains how entrepreneurs can legally minimize tax exposure while strengthening their overall financial structure. For business owners serious about keeping more of what they earn and protecting it for the long term, this episode offers actionable insights and strategic clarity.
Key Takeaways:
Why most CPA firms are built for compliance, not proactive tax strategy
The importance of quarterly tax forecasting instead of year-end scrambling
How short-term rental tax strategies actually work (and common misconceptions)
Why filing extensions can reduce errors and potential audit issues
What audit protection really means and why it matters
How to structure entities for both tax efficiency and asset protection
The role of Wyoming holding companies and charging order protection
Why directors & officers (D&O) insurance is often overlooked
How high-net-worth individuals mitigate large tax liabilities legally
Learn More About Michael:
Prosperity Tax Advisors – https://prosperityta.com
Michael Moffa – mmoffa@prosperityta.com
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

119 | Designed to Last: The Shift from Operator to Architect That Scales Your Business

What if the very systems that helped build a successful business are now the reason it can’t scale? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Michael O'Keefe to explore the critical shift entrepreneurs must make to grow beyond their current ceiling. Together, they unpack why hustle alone won’t scale a business, how leadership evolution impacts enterprise value, and why structural design matters more than effort at higher levels of growth. This conversation challenges founders and CEOs to rethink their role, their financial architecture, and their strategy for long-term durability.
Patrick and Michael break down the four stages of competence and explain why every new level of scale requires a renewed learning curve. They discuss the shift from operator to architect, the financial guardrails required to protect margins and cash flow, and how intentional capital allocation, tax-aware strategy, and disciplined decision-making create a business designed to last. Entrepreneurs who want to scale with clarity instead of chaos will walk away with a framework to strengthen structure, increase enterprise value, and build a company that can grow beyond their personal effort.
Key Takeaways:
Why what built your business won’t necessarily scale it
The leadership shift required to move from operator to architect
How invisible ceilings stall business growth
The four stages of competence and why growth requires discomfort
Margin guardrails and financial modeling for smarter scale decisions
Why tax-aware scaling protects both cash flow and enterprise value
How structural clarity reduces bottlenecks and increases valuation
The difference between growth by effort and growth by design
Episode Resources:
https://vitalwealth.com/resources
https://vitatrategies.com/tax
The Inner Game of Tennis
Grit by Angela Duckworth
The Five Dysfunctions of a Team by Patrick Lencioni
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: Vital Wealth Strategies Podcast | Tax & Financial Strategies for Entrepreneurs  
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien

118 | Stop Doing This With Your LLCs (It Could Cost You Millions) with Bobby Casey

What if the real reason your business feels exposed isn’t your income, but your structure? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan breaks down why so many successful entrepreneurs remain vulnerable to lawsuits, tax inefficiencies, and unnecessary risk due to poor entity planning and lack of privacy. Patrick is joined by Bobby Casey, founder of Business Anywhere, who shares hard-earned insights from decades of entrepreneurial experience helping business owners protect assets, reduce exposure, and build resilient structures that support long-term freedom.
Together, Patrick and Bobby dive into the real-world mechanics of asset protection, including why insurance alone isn’t enough, why owning assets in a personal name can be dangerous, and how proper entity structuring can prevent a single lawsuit from wiping out years of work. Bobby explains his “castle” approach to asset protection, where privacy becomes the first line of defense, and highlights common mistakes entrepreneurs make when forming LLCs themselves. If you're an entrepreneur, real estate investor, or high-income business owner looking to create more peace of mind, protect what you’ve built, and gain flexibility for the future, this episode is packed with actionable strategies you can implement immediately.
Key Takeaways:
Why most entrepreneurs are overexposed even when they’re financially successful
The biggest mistakes business owners make when forming LLCs and structuring assets
Why insurance is not a substitute for real asset protection
How privacy reduces lawsuit risk and deters opportunistic litigation
Why you should avoid mixing real estate, operating businesses, and liquid assets in one entity
The importance of dissolving LLCs after selling an asset to avoid future liability
How Business Anywhere simplifies entity management, registered agent services, and renewals
Episode Resources:
Business Anywhere: https://businessanywhere.io
Vital Wealth Resources Hub: https://vitalwealth.com/resources
Podcast Homepage (Vital Wealth): https://www.vitalwealth.com/
Resources:   
Visit www.vitalstrategies.com to download FREE resources     
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies    
Follow on Instagram at https://www.instagram.com/vital.strategies      
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     
Credits:    
Sponsored by Vital Wealth    
Music by Cephas    
Art work by Two Tone Creative 
Audio, video, research and copywriting by Victoria O'Brien